O Oriz.in Static internet platform
Finance tools

Financial Tools India

Client-side calculators for Indian P2P lending, credit cards, tax regimes, brokers, and generic medicine savings.

LenDenClub, Faircent, IndiaP2P style return planning

P2P Lending Returns Calculator

Estimate net P2P lending returns after defaults, platform fees, tax, and idle cash.

Find the best card for groceries, food delivery, travel, fuel and online shopping

Credit Card Value Calculator

Compare free and effectively-free Indian cards by annual spend pattern and reward value.

Salary tax planning for India

Old vs New Tax Regime Optimizer

Estimate FY 2026-27 income tax under old and new regimes with deduction inputs.

True broker cost comparison

Broker Total Cost Calculator

Model annual brokerage, DP charges, AMC and statutory charges for Indian trading patterns.

Medicine budget savings

Jan Aushadhi Savings Calculator

Compare monthly branded medicine spend against generic Jan Aushadhi pricing.

Retire early planning for Indian salaries

FIRE Calculator India

Calculate your Financial Independence number with India-specific inflation, EPF, NPS, and PPF.

Mutual fund investment strategy planning

SIP Step-Up Planner

Compare SIP, lump-sum, and step-up SIP strategies with inflation-adjusted returns.

CTC to monthly in-hand conversion

In-Hand Salary Calculator

Calculate take-home salary from CTC with PF, professional tax, TDS, and HRA exemptions.

Employee gratuity estimation

Gratuity Calculator

Estimate gratuity amount under Payment of Gratuity Act based on last drawn salary and years of service.

Loan EMI planning

EMI Calculator

Calculate EMI, total interest, and total amount for home, personal, car, and education loans.